Canada Health Insurance

Canada Health Insurance
Dental Insurance
About Dental Insurance
Coverage Details
Preventive Treatment
Drug Coverage
About Drug Coverage
Coverage Details
Fees and premiums
Choosing a Plan
Health Insurance Basics
Basic Insurance Plans
Health Insurance Plans
Stages of Insurance
Enhanced Plans
How to Compare Plans
Government Coverage
Canadian Health Insurance Quotes
Health Insurance Options
Group Insurance
Group Health Insurance
Business Advantages
Small Business Insurance Plans
Family Health Insurance
Other Insurances
Individual Health Insurance
Self Employed Health Insurance
Senior Health Insurance
Short-Term Health Insurance
Travel Health Insurance
Critical Illness Insurance
Vision Health Insurance
Immigrant Health Insurance
Guaranteed Health Insurance
Extended Health Insurance
Podiatrist Services
Speech Therapist Services
Naturopath Services

Understanding Canadian Health Insurance Quotes

Facebook Twitter YouTube Blog RSS

This page is intended to provide individuals in Canada with general information pertaining to questions in the request of Canadian health insurance quotes.

There are many insurance carriers that allow you to obtain Canadian health insurance quotes online, which is the easiest way to get the information you want on various insurance plans. In order to obtain a health insurance quote, you must complete an online form. Your answers to the form’s questionnaire will help determine the insurance coverage best-suited for you and/or your family. It is important to consider the types of coverage you might need for you and/or your family prior to filling out online forms.

Canadian Health Insurance QuotesThis page is designed to clarify and prepare you for some of the typical questions you would find on a form requesting a Canadian health insurance quote. Note that there are many different insurance carriers, each one with its own set of questions.

Questions that will assist you in filling out an online questionnaire to obtain Canadian health insurance quotes include:

Do you travel, and if so, how frequently?
Basic plans usually do not provide coverage during trips lasting more than 9 days; if you want coverage for trips longer than 9 days, you should consider additional coverage.

Do you need prescription drug coverage?
Some plans offer more coverage for prescription drugs than others. If you do not take prescription medication on a regular basis, you would not need the same level of coverage as someone who takes prescription medication every day.

Do you need vision coverage?
Although you may deem that vision coverage is not required at the present time, you and/or your children and other members of your family may need glasses or eye contacts in the near future. If your present expense on vision care is already significant, a higher level of coverage may be appropriate.

Do you need a plan that includes dental coverage?
The level of dental coverage that you select should be based on you and/or your family’s current and future needs. If you only need dental coverage for routine visits, your level of coverage should be less than someone who requires major dental work or has children that will eventually need braces.

Do you anticipate that you will need coverage for serious illness, specialists, therapists, and/or medical equipment?
Someone that is relatively healthy, with no medical history of serious illness, will typically not require the same level of coverage as someone who is predisposed to illness, visits specialists regularly, or may need medical equipment such as a wheelchair.

What is a deductible as it relates to health insurance?
A deductible as it relates to health insurance is the maximum amount that you will be required to pay under your plan for covered services in one calendar year. Each time you disburse for medical purposes under your plan, those amounts are subtracted from your annual deductible. An annual deductible is meant to limit your out-of-pocket expense in the event of serious injury or unexpected illness.

Do you want a high deductible or a low deductible?
A higher deductible typically results in a lower monthly payment because you are absorbing more of the cost during the year if you become seriously injured or ill, while a lower deductible results in a higher monthly payment.