This page provides information to Canadians about dental coverage. |
When choosing a plan for supplemental dental insurance it is important
to have these questions answered:
• Which treatments offer 100% coverage?
• Which treatments offer partial coverage?
• Is a pre-existing condition covered?
• Is there a deductible and how much will it cost?
• What is the extent of the policy?
• Is every member of your family covered in the plan?
Remember that
the backbone of dental insurance is to take a preventive approach. Regular visits can minimize what could potentially become a
serious condition later on. It is recommended to take advantage of your
benefits in order to reduce the chances of future dental problems.
Your health insurance plan may or may not cover dental work if the damage
was caused by negligence. Some policies will only pay for the more inexpensive
procedures regardless of the dentist's recommendation. That is why it
is important to understand the specifics of what is covered and
what is not.
- Be well informed about your dental insurance plan.
- Seek out the advice from someone who can help you by reviewing your
plan carefully.
- Make sure they give you an evaluation of your dental health and a
guideline for future treatments.
Read about the coverage details of your own provincial government’s health insurance plan.
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