This page is intended to provide individuals
in Canada with general information pertaining to questions in the
request of Canadian health insurance quotes.
There are many insurance carriers that allow you to obtain Canadian health
insurance quotes online, which is the easiest way to get the information
you want on various insurance plans. In order to obtain a health insurance
quote, you must complete an online form. Your answers to the form’s
questionnaire will help determine the insurance coverage best-suited for
you and/or your family. It is important to consider the types of coverage
you might need for you and/or your family prior to filling out online
page is designed to clarify and prepare you for some of the typical questions
you would find on a form requesting a Canadian health insurance quote.
Note that there are many different insurance carriers, each one with its
own set of questions.
Questions that will assist you in filling out an online questionnaire
to obtain Canadian health insurance quotes include:
Do you travel, and if so, how frequently?
Basic plans usually do not provide coverage during trips lasting more
than 9 days; if you want coverage for trips longer than 9 days, you should
consider additional coverage.
Do you need prescription drug coverage?
Some plans offer more coverage for prescription drugs than others. If
you do not take prescription medication on a regular basis, you would
not need the same level of coverage as someone who takes prescription
medication every day.
Do you need vision coverage?
Although you may deem that vision coverage is not required at the present
time, you and/or your children and other members of your family may need
glasses or eye contacts in the near future. If your present expense on
vision care is already significant, a higher level of coverage may be
Do you need a plan that includes dental coverage?
The level of dental coverage that you select should be based on you and/or
your family’s current and future needs. If you only need dental
coverage for routine visits, your level of coverage should be less than
someone who requires major dental work or has children that will eventually
Do you anticipate that you will need coverage for serious illness,
specialists, therapists, and/or medical equipment?
Someone that is relatively healthy, with no medical history of serious
illness, will typically not require the same level of coverage as someone
who is predisposed to illness, visits specialists regularly, or may need
medical equipment such as a wheelchair.
What is a deductible as it relates to health insurance?
A deductible as it relates to health insurance is the maximum amount that
you will be required to pay under your plan for covered services in one
calendar year. Each time you disburse for medical purposes under your
plan, those amounts are subtracted from your annual deductible. An annual
deductible is meant to limit your out-of-pocket expense in the event of
serious injury or unexpected illness.
Do you want a high deductible or a low deductible?
A higher deductible typically results in a lower monthly payment because
you are absorbing more of the cost during the year if you become seriously
injured or ill, while a lower deductible results in a higher monthly payment.