Canada Health Insurance

Canada Health Insurance
Dental Insurance
About Dental Insurance
Coverage Details
Preventive Treatment
Drug Coverage
About Drug Coverage
Coverage Details
Fees and premiums
Choosing a Plan
Health Insurance Basics
Basic Insurance Plans
Health Insurance Plans
Stages of Insurance
Enhanced Plans
How to Compare Plans
Government Coverage
Canadian Health Insurance Quotes
Health Insurance Options
Group Insurance
Group Health Insurance
Business Advantages
Small Business Insurance Plans
Family Health Insurance
Other Insurances
Individual Health Insurance
Self Employed Health Insurance
Senior Health Insurance
Short-Term Health Insurance
Travel Health Insurance
Critical Illness Insurance
Vision Health Insurance
Immigrant Health Insurance
Guaranteed Health Insurance
Extended Health Insurance
Podiatrist Services
Speech Therapist Services
Naturopath Services

Canadian Government Health Care Coverage

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This page provides information to Canadians about Canadian government health care coverage.

The Canadian constitution indicates that the provinces are responsible for delivering health care services to all its citizens.

The Canadian Health Act was passed in 1984. It established the criteria and conditions related to insured health care services that provinces and territories must meet in order to receive money from the federal government for proper health care.

In 2003/04 the federal government allotted $38.8 billion to the provinces for health and social services.

Canada FlagWhile the Canadian government provides medical care for its citizens, coverage for all health care needs is not available.

Each provincial government offers individuals various coverage basics. Medical expenses that are not covered by the provincial plan must either be paid in full by the individual or can be partially paid by a supplemental health insurance plan.

All provinces in Canada offer limited coverage to its citizens. This is the main reason why supplemental health insurance is necessary to cover all the health care needs that provincial plans do not.

The federal and provincial governments fail to provide coverage for the following health care needs:

  • Preferred hospital accommodation (i.e. private room)
  • Private nursing care
  • Cosmetic surgery
  • Physician testimony in court

Nonetheless, the provinces do provide partial or full coverage for a variety of services outside of the Canadian Health Act as well:

  • Dental services
  • Chiropractic and other alternative health care services
  • Prescription drugs
  • Ambulatory services

The extent of these services varies from province to province.

To discover the details of a provincial government’s coverage plan, click on the name of your province:

British Columbia
New Brunswick
Northwest Territories
Nova Scotia

Or go directly to your city: