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The most regular expenses that are covered by supplemental insurance are prescription drugs and trips to the dentist. It is important to visit the dentist for cleanings and a check-up every nine months. Moreover, as a student, you are no doubt involved in various activities including sports; consequently, your chances of injury are higher. So are your chances of picking up a sickness due to a virus that is sweeping through the school. Unexpected medical bills added to school costs can entail financial stress for you and your parents! Click here to see what is covered by your provincial plan. Any other expenses can be covered by a supplemental insurance plan. If you are a parent who is looking for a student health insurance policy for your son or daughter, you have two options: an independent health insurance policy or the standard health insurance policy offered by the school. An independent health insurance policy usually covers the student year-round and not just during the school semester. Also, an independent individual health insurance policy for college and university students will likely offer more coverage options then the policy offered by the school. See an example of a basic supplemental insurance plan. Read more about who needs a student health insurance plan.
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Are you in school? If
so, then you probably spend most of your time thinking about parties,
friends, classes, and more parties. You may also be concerned about college
or university expenses. Whatever it is that preoccupies your mind, your
student health insurance is probably not on top of your to-do list. However,
if you’re over 18, there is a chance that you are no longer covered
by your parent’s health insurance policy once you have left home. 
